communityfinancingfirst time buyersHomeownersmarket trendsreal estate August 18, 2017

Coldwell Banker at Inman Connect San Francisco 2017

Inman Connect San Francisco brings together more than 4,000 of the most important people in real estate including top-producing agents and brokers, CEOs of leading real estate franchises and tech entrepreneurs to embrace and leverage the change that surrounds real estate.

Coldwell Banker showed up big this year.  From the stage to the lobby Gen Blue was seen and heard – reminding the industry why it is real estate’s most iconic brand.

Below are some highlights from the week.

The President and CEO of Coldwell Banker, Charlie Young, gave an inspiring keynote from mainstage about how the Empowered Agent is  bringing positive disruption to real estate and is a force to be reckoned with.

Charlie also wrote a piece for Inman on how to identify, embrace and support these talented specialists as we look to the future.

A special group of empowered agents were highlighted on mainstage including Team Diva with Coldwell Banker Bain in Seattle. Pictured on-screen below is Kim V. Colaprete and Roy Powell.

Lindsay Listanski, Senior Manager Media Engagement for Coldwell Banker, ran a social media crash course on how to implement geographic marketing using Facebook, Instagram and YouTube.

The audience ate it up and so did Inman. Lindsay’s presentation was packed full of how-tos, best practices and helpful tips on how to take your social media marketing to the next level and wow your sellers. You can catch her full presentation here.

David Marine, Senior Vice President of Marketing, predicted the future of real estate marketing. Spoiler alert: the future is video. He covered everything from local television advertising to how to effectively use video to bolster your listings. He also addressed how real estate brands should think about using tools like Zillow and Trulia to their advantage.

Coldwell Banker rounded out the week with a visit to the Nest Headquarters in Palo Alto.

Agents and brokers heard from Nest CMO Doug Sweeny about the future of the connected home and received a preview of what Nest is doing to support real estate Smart Home specialists.

Come back to CB Exchange for a new suite of marketing assets next month!

The networking and fun continued at the invite-only Coldwell Banker cocktail party – Smart Cocktails and Smart Conversations.

Even if you weren’t there in person you can catch up on everything you missed right here:

Coldwell Banker sales associates can also stay in the know with Gen Blue News. Now available on Amazon Alexa, just enable Gen Blue News on your Amazon Echo or Echo Dot and say “”Alexa, Open Gen Blue News” or download the podcast through iTunes.

And if you’re still having FOMO make sure to join us at Gen Blue and Inman Connect NYC!

appraisalbackyardbidBidding WarBuyersbuyingclosing costscommunitycurb appealHomeownersmortgageneighborhoodreal estateSpringsummertrendsUncategorized August 16, 2017

Is Summer or Winter the Best Season to Buy a Home?

You hear it a lot – there are best and worst times to make any sort of purchase. Whether it’s a television, a car, or a home, statistics are available that may influence your decision on when would be the best time to make a purchase.

Numerical data isn’t the only thing you should be taking into consideration, though. Each season has something different to offer in terms of making the home buying process easier or more challenging. Let’s take a look at the pros and cons of buying during the summer or winter.

What to Think About When Buying a Home During the Summer


Did you know there are more homes on the market during summer? According to the National Association of Realtors, inventory in the U.S. is actually 15% greater in the warmer months than in the colder months.

If you have a lot of items on your home wish list, you might be better off searching during summer as you’ll have more homes from which to choose. The only disadvantage (depending on the climate where you live) is that summer results in more competition, as a greater amount of people are likely to visit open houses in nicer weather.

It probably goes without saying, but moving during summer is a bit more pleasant than moving during winter. For many, sweating beats freezing while trying to pack and unpack a moving truck. You can always cool yourself down, but it’s usually harder to warm up. It also tends to be safer if you reside in or are moving to an area that gets snow or ice.

If you have school-aged children, moving during their summer vacation offers more flexibility than trying to move during the winter holidays or spring break.

Lastly, one nice thing about summer is the lack of snow. That can be a huge obstacle when trying to look at the exterior of a home. You might miss the fact that a few shingles (or the entire roof) need to be replaced when there’s a pile of snow on top of it. The same goes for cracks in the driveway, and curb appeal in general.

What to Think About When Buying a Home During the Winter

There’s less competition in the winter as most people are busy with the holidays, their new year’s resolutions, or getting back into the swing of things at work. At this time of the year, buying a home isn’t typically at the forefront of most people’s minds.

What does that mean for you? No bidding wars, and more room to negotiate if a seller is feeling a bit desperate.

They might be if the reason why they’re moving is a pressing one. Combined with having to work around their real estate agent’s holiday schedule, having less showings, and subsequently, less interested buyers, sellers might be willing to give you a better deal or include more bonuses in the offer.

Again, depending on where you live, the weather during winter can be brutal. You’ll be able to easily identify drafts from windows in a house, and you’ll notice how effective the heating system is.

While snow can work against you, it can also work for you as you’ll be able to see how well the roof and driveway handle several inches of accumulation. Are there noticeable dips in the driveway? Have ice puddles formed on the property? These fairly major repairs can give you an advantage during negotiations.

Considerations for Both Seasons
There are a few factors to be concerned with during both seasons – namely, your real estate agent’s availability, and your neighbors.

Obviously, real estate agents may take time off during the holidays in the winter, but if they have children, they may also be likely to take off during the summer as well. Before you work with an agent, ask them about their availability over the next few months. You want to ensure that their planned absence won’t negatively affect your intentions to buy.

On the other hand, an agent looking to work through the winter holidays may be more motivated to help you, given the number of prospective buyers is lower.

Additionally, when you buy a new home, you’ll want to be surrounded by good neighbors, right? Summertime is great for seeing which neighbors excel at lawn maintenance and which ones let their grass grow for weeks on end. If you’re someone that cares a lot about a home’s upkeep, this might concern you.

At the same time, you’ll be able to see if neighbors work together to get rid of snow during the winter, or if houses on the block are nicely (or obnoxiously) lit up with holiday decorations.

Which Season is Better for Buying a Home?
As you may conclude, there’s no right or wrong answer. There are benefits and impediments to searching for a home in any season. You shouldn’t let weather or the trending numerical data hold you back. When you’re ready to buy, you’ll know it.

Source: Coldwell Banker Blue Matter

communityequityfamilyHomeownersneighborhoodreal estateSmart HomesUncategorized August 14, 2017

Our Future is Now: The Coldwell Banker Brand Anthem

The power of the Coldwell Banker brand – in one customizable video (and downloadable eCards). View the brand anthem video and get your very own now.

From the CB Zap platform, award-winning CBx Listing Experience App, smart home initiative and record breaking ad campaigns, Coldwell Banker Real Estate has the resources that can help you lead your market and exceed your goals.

Watch above as we show exactly why Coldwell Banker is the real estate brand with real advantages.  And the best part is you can customize this video and download an eCard for promotional use in your local market!

The Coldwell Banker network is filled with trailblazers, trendsetters and doers.  By affiliating with the brand, your business demonstrates a power, reach and recognition of a global brand where we make a difference in the lives of others.

 

Source: Coldwell Banker Blue Matter Blig

appliancesbuyingcleaningcommunitycredit cardscurb appealDIYFixer Uppersgadgetsinspectionsinterior decoratingmaximizing spacemovingorganizationreal estateremodelingsellingUncategorized August 10, 2017

Pare Down and Declutter By Knowing How Much Stuff Is Enough

So you want to pare down your belongings. But how much, exactly, do you get rid of? And how can you prevent stuff from simply piling up all over again? Part of the solution to a lasting clutter-free existence may lie in numbers. As in, the number of pairs of shoes, towels, place settings and so on that you decide to keep in the house. By deciding how many items in each category of stuff you really need, those numbers become a sort of fail-safe, preventing your home from free-falling into its formerly cluttered state. Check out these ideas on how to get started, then share your own numbers in the Comments.

The “sometimes” dilemma: What to do if you use something but only occasionally? Fancy china and highly specialized cookware come immediately to mind. If you really do love to have these things when the occasion calls for it, and you have storage space for them, by all means keep them. Just be intentional about what and how much you are keeping, and know why. Try to avoid keeping large sets of anything purely out of guilt — if you’ve inherited something you don’t want, see if someone else in the family wants it, sell it or donate it to charity.

More tips on what to do with sentimental pieces

How much to keep? Set a space limit. One way to keep rarely used items in check is to limit the amount of storage space you afford them. Instead of allowing your entertaining arsenal to multiply indefinitely over time, taking over not only cupboards but basement shelves and the attic too, decide on one space to store these items in and stick with it. For instance, keep all china in one nice china hutch — if you acquire more down the road, give away or sell something to free up space.

The Rule of Three: One in the wash, one in the cupboard, one in use. You may have heard this one before, but it bears repeating because it really works. It can be difficult to come up with what seems to be a rather arbitrary number of items to keep, but sticking with one for the shelf, one to use and one to wash keeps things simple. I follow this rule for sheets (per bed) and towels (per person).

What about guests? Unless you are running a boarding house, two sets of sheets for each guest bed and two sets of towels per guest are plenty.

The seasonal exception: Even minimalists may want to keep extra stuff on hand to rotate in depending on the season — and that’s whether or not there are chilly winters.

It can be a nice change of pace to bring out thicker blankets in warmer hues for the winter and light, airy linens in summer. But that doesn’t necessarily mean you should double the number of sets you have, if some sets work well year-round. For instance, you could decide to keep one set of sateen sheets for year-round use, two sets of flannels for winter and two cool, crisp sets for summer.

Special case: Clothes. Clothes and shoes may be the most personal (and difficult) category of stuff to put limits on. That said, even those with intense attachments to their wardrobes can find it worthwhile to do a proper inventory.

After figuring out that you actually have 100 pairs of shoes or 20 nearly identical black tops, you may decide to bring that number down … or you may not, but at least you will be informed.

Special case: Kids’ stuff. When a child’s room is overflowing with stuff, it’s hard to focus on any one thing, and pretty soon all of those lovingly chosen toys become just part of the mess. Setting space constraints is a smart way to handle this situation. Dedicate certain shelves, plus perhaps a toy closet (for toys not currently being used in the rotation) for your child’s belongings, and keep it at that. When a bin or shelf begins to overflow, or you notice that stuff is piling up on the floor (because it has nowhere else to go), take that as a cue to give something away.

The everyday stuff: Count it out. Do you know how many basic plates, bowls, cups and wineglasses you own? If you’re not sure, go count them — you may be surprised at just how many pieces of “everyday” tableware you have. Of course it’s nice to have enough of everything that the whole household can eat a meal or two and not worry about getting everything washed and dried, and you’ll want extras on hand for bigger casual dinners with family and friends if you host that sort of thing, but you won’t likely need more than that.

Not everyone wants to stick with one set of white dishes (although for simplicity’s sake, that’s surely an easy way to go). But you can still set a limit at a certain number of sets. If you go over your number, it’s time to start culling.

Special case: Tupperware. What is it about plastic containers that makes them seem to multiply when you’re not looking (but hardly ever with a matching lid)? Start by removing any lids that don’t have mates, then count what you have left. Most of us probably have too many food storage containers — really, how many leftovers are you likely to wrap up at any given time? Three? Four?

Special case: Your passions. Book lovers, athletes, outdoorsy types, musicians, crafters … you know who you are. And more important, you know how easy it is to collect more and more stuff to support your passion.

Being aware of exactly what you already own is a good first step toward reining in your collections — perhaps your yarn stash is in such disarray, you end up buying yarn you already have.

But it’s also a good idea to start paying attention to what you actually use. If you treasure your books, notice which ones you actually pick up from time to time — I realized a while ago that I rarely pick up novels after I’ve read them, so I decided to let go of most books in that category.

Pain-free ways to declutter your library

Just because you have the room to store it doesn’t mean you should. Extra space is deceptive. If you are blessed with large closets and ample storage space, you may be thinking you’re off the hook — but the truth is, everyone can benefit from paring down a little. Having fewer belongings means less time spent cleaning, moving and mending them; less time looking for things; and generally less to worry about. And if you ever need to downsize in the future, the process will be far less gut wrenching if you have already chosen to live with less stuff.

Set your own rules. The point of this ideabook is to help you gain awareness of what kind of and how much stuff you need, so you can tailor your stuff to fit your life. And no one else can really do that for you. It may take a while to figure out exactly the right amount of stuff for you, but once you do, it’s bound to make your life a little easier.

Tell us: What are your numbers? How many sets of sheets, dishes or pairs of shoes are enough for you?

Related Reads
Keep All Fancy Dinnerware in a China Cabinet
Dedicate a Toy Box for All the Kids’ Stuff
Get Help From Local Professional Organizers

Source: Coldwell Banker Blue Matter Blog

appraisalbidBiddingBuyer's MarketBuyersbuyingclosingclosing costscredit scoredebtequityescrowfirst time buyersForeclosuresHomeownershot marketOffersreal estatesellingUncategorized August 9, 2017

Condo vs. Townhouse

Condo and townhouses are often lumped together, but have some significant differences. Agent Jessica Riffle Edwards explains the differences between the two.

I’ll admit it, I’ve owned a condo for the last three and a half years and just found out what the difference was between a townhouse and a condo. While you would think that they’re pretty much the same thing, there are some key differences that might be critical to you depending on your situation and appetite for being responsible for home repair.

Here’s star listing agent Jessica Riffle Edwards explaining what the differences are between the two.

Source: Coldwell Banker Blue Matter Blog
appraisalBiddingbuyingCharityclosingclosing costscurb appealdistressed propertiesHomeownersinvestormarket trendsmortgageopen housesreal estateSellers MarketsellingUncategorized August 8, 2017

4 Tips to Selling an Inherited Property

Selling an inherited house can be draining. Coldwell Banker gives 4 tips on how to successfully prepare, organize and sell your inherited house.

One difficult topic real estate agents routinely have to discuss is about selling an inherited home from a parent when they pass away. It is a situation that is an overwhelming experience, one filled with emotions and many questions. While talking about it is difficult, it is smart to be prepared. This includes having conversations as a family to determine who will be included in the will to inherit the home, where the deed to the home is kept and where other paperwork is located.

After the estate has been settled and the home received as an inheritance, deciding to sell, rent or keep the home is the first step which will help determine what to do next. For those who decide to sell the home, it is a good idea to work with a team of professionals including a lawyer and a real estate agents who can offer advice and guidance throughout the process.

Although each situation is unique, the professionals at Coldwell Banker have provided the following four tips to help prepare to sell an inherited home:

Assemble a strong team of professionals. Working with a real estate agent, lawyer and potentially a tax specialist can help make the process of selling an inherited property go more smoothly. A team of professionals can give the guidance necessary to prepare the home for sale and get all of the affairs in order. A real estate agent can offer crucial, local market information that is especially helpful if the heir does not live nearby. Lawyers and tax specialists can help put all of the processes in order to ensure that selling the home is as easy on you and your family as possible.

Do a home walk through and get organized. Going from room to room and looking at everything from the condition of the floors to how fresh the paint looks can help determine what may need to be done to the home to help it sell more quickly. If the inherited property is older, a home inspection is important before making any decisions as there may be certain systems that need renovations. Equally important is to gather all of the necessary paperwork such as the deed to the home as well as researching whether there are any mortgages on the inherited property that need to be paid. Even if the original mortgage was paid off, a reverse mortgage may have been negotiated to help cover expenses. Also looking into local property taxes and when they were last paid is important.

Have the home appraised and price it correctly. Property received as an inheritance is not considered to be income by the beneficiary. The adjusted basis of a home is its fair market value at the time it was inherited, so it is important to get an accurate appraisal of the home. A real estate agent can also provide counsel on an appropriate listing price to match market value. Out-of-town beneficiaries can also find it difficult to select competent appraisers, inspectors and other professionals to assist in the home selling process, all of which a real estate agent can assist with.

Consider staging or other cosmetic improvements. Although not necessary in all markets or price ranges, home staging can be the difference in getting a home sold in a price-competitive market. An inherited property may not be furnished in the style of other local homes on the market selling at a similar price. A real estate agent can help determine whether or not home staging is a good fit for a specific situation. They may also suggest making home design improvements such as repainting rooms and/or landscaping the yard or other parts of the property. Make sure the lawn and landscaping look good and that the exterior of the house is in good condition. Low curb appeal can keep potential buyers from researching a home they may otherwise love. Perhaps most importantly, having an experienced real estate agent to answer questions quickly and accurately frees up time to devote to other activities and events.

Find more information on selling your home on the Coldwell Banker Blue Matter blog.

Source: Coldwell Banker Blue Matter blog

appraisalBiddingclosingequityfirst time buyersHomeownersmarket trendsmortgageOffersoverpricingreal estateResale ValuesellingUncategorizedvalue August 7, 2017

Help! My Home Isn’t Selling

You listed your home for sale, but the home isn’t selling! Learn the simple things you can do to sell your home faster with Coldwell Banker real estate agents.

You listed your home for sale with high hopes. You love your property and you felt certain that it would sell in a reasonable amount of time. But it’s been several months since you listed your home.

You’ve had some interests and several showings. You’ve received a few lowball offers. Maybe you’ve even experienced the emotional turmoil of watching a contract fall apart. Regardless of the details, one fact is clear: your property is very much still for sale.

What went wrong? What can you do? Here are 8 effective tips to facilitate a faster sale.

Depersonalize
If your house has been on the market for six weeks or more without so much as a nibble of interest, it’s time to take a hard look at what might be putting buyers off.

If buyers can’t imagine themselves living in a home, they’ll be reluctant to make an offer.

To make your home appealing, pack away all of your family pictures, child artwork, and mementos. Paint your walls a neutral color like beige, cream or white. Pack away any polarizing or controversial pieces of artwork or decor. Depersonalize and try to make your home look like a model home.

Declutter
Buyers like to see clean, wide-open living spaces. If you have physical or visual clutter in the room, you’re sending a message to the buyer that you don’t have enough storage space.

Don’t send that message. Instead, get those moving boxes and start packing. You may not have a contract yet, but if you minimize your possessions and declutter the space, you’ll make the rooms look larger and create the impression of having tons of storage space.

Remove Evidence of Pets
We love our four-legged friends, but their food and water dishes, crates, and even just hair on the carpet can be a big turn-off to buyers who don’t like animals.

If you know that someone is coming to look at your home, put the food dishes away, store the crate in the garage or outside, and make sure to remove all signs of pet fur and dander.

Freshen Up the Space
Don’t let buyers turn up their nose at your home. Smell is the first thing potential buyers notice when they walk into a house.

Clean your home to get rid of any dusty or musty smells. If the weather is nice, open the windows to let your home air out. Install all-natural room fresheners or light scented candles in discreet places like the bathroom closet, laundry room, and garage. Choose a neutral and natural scent, like vanilla, rather than a pungent floral scent.

You could also consider investing an essential oil diffuser to leave running during home showings. Sage, lemon, lavender, and cinnamon are all subtle, relaxing, and inviting scents that help brighten your living space.

Work on Curb Appeal
Some buyers won’t even step into your home if they don’t think the property has curb appeal. Clean the windows and make sure that there are no visible cobwebs. Mow your yard and trim the edges, prune the bushes, plant fresh flowers, and spruce up your shutters by giving them a fresh coat of paint. You may even want to install a new mailbox and outdoor light fixtures.

Consider an Affordable Mini-Renovation
Not everyone likes a fixer-upper. Stained carpets and less than appealing paint colors may look like dollars needed for (and the hassle of) renovation in the buyer’s eyes.

Small renovations may lead to big payoff. Consider painting the walls a neutral color, installing a smart thermostat, replacing hardware and fixtures and other fairly inexpensive changes that will take away the label of a fixer-upper.

Stage Like an Expert
You’ve depersonalized, decluttered, renovated, and worked on curb appeal. Now it’s time to stage your home like a pro.

Place brand new, neatly folded towels and candles in the bathroom. Place a decorative bowl filled with bright red or green apples, lemons, or limes in the kitchen. Fill a clear glass cookie jar with fresh cookies on the kitchen counter.

Ask Your Agent About Pricing
If your home isn’t selling after you’ve done everything above, it’s time to talk to your real estate agent about adjusting the price.

This is where your agent’s knowledge of your market and the amenities of your home come into play. If your home is priced competitively, buyers will feel like they’re getting a great deal. A $5,000-$10,000 reduction may be all it takes to motivate the right buyer.

Make Your Home More Accessible
Make your home available for showings. If you limit your home to pre-scheduled viewings, you’re definitely not going to be able to sell as quickly. If you’re flexible with when you allow buyers to come see your property, you’ll have a better chance of getting more foot traffic and more potential buyers into your home.

 

Source: Coldwell Banker Blue Mattter Blog

backyardBBQcommunitycurb appealdecoratingFixer UppersHomeownersinterior decoratingLocationmaximizing spaceneighborhoodoutdoorsPrivacyprojectsreal estateremodelingstagingUncategorizedviews August 4, 2017

Summer Fridays: Urban Yards and Terraces

Living in a big city doesn’t mean you don’t have great outdoor spaces. Take a look at some of our favorite urban backyard and terraces on coldwellbanker.com tailor-made for summer entertaining.

How alive the city is, how alive, how alive, how alive.”

– Alfred Kazin

Contrary to popular belief, there is no better time of year to be in a big city than during summer.  Sure, the subway stations feel like they’re 123 degrees, but apart from sweltering train commutes, the city is a magical place during this time of year.

In a big city anything can happen, especially during summer – and only in the best ways. A trip to the farmer’s market can lead to day long expeditions to unexplored neighborhoods in town, and a cup of coffee with friends can lead to great conversations with strangers at a rooftop party later in the day. The great weather and relative calm that comes with a less congested city make summer a time for coming together, meeting new people and discovering new reasons to fall in love with your city and your home.

While we may not have sprawling residences or acres of backyard space, we do in fact have outdoor areas tailor-made for entertaining come summertime. Our yards are our little havens from busy city life, and our terraces are where we sit and admire the ingenuity of man.

In honor of summer in the city, our latest “Summer Fridays” post pays homage to a few of our favorite urban yard and terraces from homes listed for sale on coldwellbanker.com. Let’s take a look!

$12,500,000 – Seattle, WA

This urban refuge offers up sweeping views of Puget Sound, Mt. Rainier, The Olympic Mountains and downtown Seattle! Featuring not just one but two outdoor terraces, this home gives you plenty of space to enjoy beautiful Summer nights with good company.

$3,499,000 – Hoboken, NJ

Sometimes the best views of New York City come from just outside New York City. This meticulously renovated brownstone on the Hudson River features a sprawling terrace that offer up some of the best Manhattan skyline views you’ll find anywhere!

$1,980,000 – Chicago, IL

This home really does have it all. You’re located in the heart of Chicago, but it also feels like you’re tucked away on your own little private island. It doesn’t get more zen and restful than this sprawling rooftop terrace with ample spaces for relaxing and enjoying that great Chicago summer weather.

$12,000,000 – Chicago, IL

This penthouse residence at the Park Hyatt has the tallest balcony in the prized building, offering you unobstructed water and glitzy downtown Chicago views.

$6,700,000 – Miami, FL

Miami!! The city where you can at once feel like you’re living in a city and right on one of the finest beaches in the world at the very same time! This beautiful home offers up stunning waterfront views and even a pool out on the terrace..because it is Miami.

 

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Join us next Friday for another installment of our “Summer Fridays” series.

Source: Coldwell Banker Blue Matter Blog

AlexaappliancesAppsBuyersbuyingcommunityEntertainmentfinancinggadgetsreal estateSmart Homestechnology August 3, 2017

“Alexa: Open Gen Blue News”

Thanks to Amazon, “Alexa” has become a household name. Now, Coldwell Banker is turning up the volume with a Skill for agents and brokers to get real estate news on-the-fly. We’re calling it Coldwell Banker Gen Blue News. Want to learn more? Let us break it down for you.

What’s a Skill? An Amazon Alexa Skill is an app for the voice-controlled Amazon Echo speakers.

How does it work? Once you enable the skill, just prompt Alexa with, “Alexa, open Gen Blue News.” In less than 90 seconds, Gen Blue News delivers best practices, industry insights and quick challenges to help you grow your business.

Why develop the Skill? Coldwell Banker surveyed its brokers and agents and found that 79 percent of respondents would be interested in a smart home speaker, like an Amazon Echo or Dot, that was equipped with real estate news and industry insights. Your wish is our command!

What can I expect from the Gen Blue News Skill? Episodes will feature quick tips and useful info to stay ahead in the market, challenges to act on immediately to drive business and agent success stories that offer an important dose of inspiration.

Who can I expect to hear from in the Gen Blue News Skill? You’ll hear the voices of brand leadership, industry insiders and the brokers and agents who make up the Coldwell Banker network. The first episode of the Skill features Brad Inman, founder and owner of Inman News, the leading source for real estate industry news. This episode is all about how agents can suit up for change with the innovative technology available in the real estate business.

How can I try this out for myself? You can search for the Coldwell Banker Gen Blue News Skill in the Amazon Alexa smartphone app, or using your Amazon Echo or Echo Dot, you can ask Alexa, “Enable Coldwell Banker Gen Blue News.”

Don’t have an Amazon Echo or Echo Dot? Don’t worry, the Echo Dot is available as part of the Smart Home Staging Kit alongside products from Nest, August and Lutron. Or you can buy on the Amazon Marketplace. If you’re with Coldwell Banker please log-in to Coldwell Banker Exchange to get your exclusive discount code.

Learn more about the Coldwell Banker “Home of the Week Skill” here!

*Article from Coldwell Banker Blue Matter Blog

DIYinspectionsinsurancemaintenancepermitsprojectsreal estateUncategorizedupgrades July 26, 2017

8 DIY Projects That (Surprise!) Require Permits

Your insurance company won’t be on your side if something goes awry with your renovation and you don’t have a permit.

“Eh, we’ll just knock it out this weekend, not going to worry about the permit”… not so fast there partner. No shooting from the hip here! You can not only get into trouble with your insurance company and the local building department, but when it comes time for you to sell? You better have that permit in hand for these DYI improvements.

You might roll your eyes at having to get a permit before doing a DIY project around the house, but permits serve a purpose.

Permit requirements are just ways for the city to nickel-and-dime you to death, right? Is your city invading your privacy by caring whether you want to replace your overhead light fixture with a ceiling fan?

Before you get too worked up, realize that cities have their reasons for requiring permits. “Obtaining a permit means that someone knowledgeable will review your plans and help spot mistakes before you begin the work,” says Rick Goldstein, an architect and co-owner of MOSAIC Group in Atlanta, GA. If you make improvements without a permit, you might receive a big, fat denial letter from your insurance company when something goes wrong and you want to cash in.

You know the phrase “You don’t know what you don’t know”? Well, that’s the way it is with permits. That ceiling fan might be too heavy to hang from a box designed for a simple light fixture, especially when it’s going full blast and vibrating. You don’t want the fan falling on you while you sleep!

You might know some projects that require a permit, but you might be surprised by these eight DIY projects that typically require a permit too.

  1.  Installing a gas stove

    Many people are making the switch from an electric to a gas stove. Depending on where you live, gas could be much cheaper, and if you’re a foodie, food just tastes better cooked over fire. But if installed incorrectly and the gas leaks, it could be extremely harmful. Get a permit and make sure someone is checking behind you to catch any mistakes.

  2.  Replacing windows or doors

    If you think this project seems pretty straightforward, think again. For windows, you need a permit to ensure emergency egress requirements are met in case first responders need to get in. If windows and doors aren’t properly installed, water could get into the house. No one wants a side of mold with their renovations.

  3.  Building a deck

    When dreams of outdoor living beckon, first call the permit office. If your deck isn’t structurally sound, or if you used untreated lumber that decays, your deck could collapse, and that could really interfere with your meditation mantra. And don’t even try to guess how to meet building codes for railings. Be safe and get that permit.

  4.  Putting up a fence

    “Building a fence requires a survey and a permit,” Goldstein says. The reason for this is usually to ensure you aren’t violating city ordinances by building a fence too high in your residential subdivision or choosing one with barbed wire in the middle of the city. If you build a fence without a permit, you might receive a stop-work order.

  5.  Installing a storm shelter or safe room

    If you want protection from tornadoes (and hurricanes), you might consider installing a shelter. But unless you design and construct this room to FEMA specs, you might not be so safe after all. A huge benefit of a prebuilding permit is that you can register it. “If there is a tornado in your area, first responders will know who has storm shelters and where they need to look for you in case you get trapped inside,” says Blake Lee of F5 Storm Shelters in Tulsa, OK.

  6.  Remodeling a kitchen or bathroom

    Picking out the perfect granite for your countertops and finding just the right fixtures and cabinetry aren’t the only things on your checklist. If you neglect to get a permit for major remodeling work, you might not be able to easily sell your home in the future.

    “If an inspector catches this kind of thing, or if a bank wants to make sure it’s covered against all liability and demands to see the permit before funding a mortgage, this can potentially be a major time and money sink to rectify,” says Kimberly Wingfield, a Philadelphia, PA, real estate agent and DIY fanatic.

  7.  Installing new electrical wiring

    Your house in the historic district simply isn’t wired for all your gadgets — but an amateur electrical wiring job could cause a fire. This project definitely needs a permit.

  8.  Replacing a gas water heater

    Surely you can replace your old water heater without a permit, right? Nope. Although many DIY enthusiasts do it all the time, if it’s done wrong, a fire or flood could ensue, or if gas escapes …kaboom. These risks leave a huge potential for serious injury. A permit also means that an inspector looks over your completed job to ensure it was done properly. This is a huge confidence boost in the knowledge that your work is up to code — and minimizes the potential for home-sale complications down the road.

    Source: Trullia Blog