first time buyers

credit cards How Can You Change Your Credit Score in 30 Days? The heat is on! You want to improve your credit and you want to get it done NOW! If raising your credit seems impossible, take a step back from the big hairy goal and tackle the beast one step at a time. There’s no “instant” button, but there are things you can do now that […]
buying Be a Detective: Google the Address When House Hunting Here are some GREAT tips to get the skinny on houses that have made it to your hot list. Fire up your Google! Search-engine sleuthing is worth the effort to unearth the niceties — and perhaps negatives — when searching for your new home. There’s probably not a day that goes by that you don’t […]
buying 3 Things You Shouldn’t Say To A Seller’s Agent   So you are thinking about checking out some open houses this weekend? Here are 3 very good tips to arm yourself with as you are going out the door! When it comes to talking to the seller’s agent at an open house, a little mystery goes a long way. More isn’t always better — […]
buying 4 Big Reasons to Become a Homeowner This Year And the results are in!  This is the year you’ve been waiting for…read on grasshopper! Still on the fence about becoming a homeowner? While owning a home comes with many responsibilities, its financial and personal benefits can prove it to be one of the best investments you’ll ever make. 1.Tax Breaks One of the greatest perks of […]
credit score Pop Quiz: How Well Versed Are You in Home Mortgage Loans? If you are in the market for a new home, then you’d better read up!  No matter how much you know regarding mortgages, its never too late to learn. A lot of Americans are caught up in a mortgage nightmare simply because they didn’t dive into the process with some preparation. With a little studying […]
decorating 7 Things Worth Saving Space for in a Small House Sometimes that bigger house is just not in your budget this time around. Here are some nifty tips for maximizing space in smaller homes!  Include these elements to make your compact space comfortable, functional and stylish. Advice for decorating a small home is often about eliminating and deciding what to compromise on. But there are […]
buying Millennials Are All About the Online Experience—Except in Real Estate There is just no doubt about it…the millennial generation is impacting real estate sales in a huge way. This generation prefers the tried and true method of one on one communication and trust building in person with their Realtor as opposed to an online agent. Read on! When it comes to interacting with businesses, millennials […]
buying 5 Tips for First-Time Homebuyers You’ve decided to go for it. You know mortgage rates are enticingly low. Buying a home can be thrilling and nerve-wracking at the same time, especially for first-time homebuyers. It’s difficult to know exactly what to expect. Take these five steps to make the process go more smoothly. Check Your Credit Your credit score is […]
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buying Get Your Credit Score Ready for Homebuying Season! Getting ready to buy a home this spring? Make sure there aren’t any cracks in your credit. A good credit score is essential when it comes to securing a mortgage. “If (your score is) below 600, you’re probably not going to buy a home in the short term,” says Mike Sullivan, director of education at […]
buying MUST DO’s Before you move into your new home! The moving frenzy never ends: Even after you close, the to-do lists drag on and on—endless pages of bullet points that keep you up at night when all you want is to begin your new life. Some of them are fun, like redecorating and buying new furniture.  Others, not so much. “When you move into […]
buying Buyers Offer More for a Staged Home
buying What You Need to Know Before Buying Mortgage Insurance If you’re like many borrowers who have less than 20 percent of a home’s value in equity or saved for a down payment, you need to know how mortgage insurance affects the cost of buying a home. What Is Mortgage Insurance? Mortgage insurance—also known as private mortgage insurance, or PMI—protects lenders from default on conventional […]
buying 7 Ways Home Sellers Turn off Homebuyers When it’s time to sell your home, you can invest a ton of time, energy and money into getting the place ready for sale. You might declutter, stage and even remodel the house to make it as appealing to buyers as possible. Sometimes, though, no amount of preparation can overcome something in the home that, […]