Your Home’s April Honey Do List

Even though today is National No Housework Day (no, that’s not a belated April Fool’s Joke), spring cleaning season is in full swing. So, while you have permission to put off your honey do list until tomorrow, here’s a list of to do’s for your home this month.

1. April Showers Bring May Flowers – But, only if you prep the garden today! Lay mulch around shrubs and flower beds before the weeds take over next month. However, resist the urge to plant warm season annuals and vegetables until the last frost date has passed in your area.

2. Fresh Air, Fresh Paint – Planning to paint the exterior of your home, deck or front door? Start preparing exterior surfaces now by scraping and sanding so that when the warmer weather arrives, you’ll be ready to apply the first coat (without a coat on!)

3. Dust Off the Chaise Lounges – The days of lounging in the backyard are almost here! Take some time to clean and repair any outdoor furniture.

4. Get Rid of House Guests – While we all love having family and friends visit over the holidays, other unwelcome house guests can often make themselves at home in our roofs and walls during the winter. Follow this guide to inspect and repair damage from animals who took shelter in your home this winter season.

5. Organize the Garage or Shed – For most of the country, it’s finally time to stash the snow shovels and bust out the lawn mower. While you’re at it, consider Making Your Garage Smarter and More Energy Efficient

6. Spring Clean That Closet – Kick off your spring cleaning project by tackling one of the most cluttered spots of the home. Follow these three steps to a spring miracle: an organized closet.

Source: CB Blue Matter Blog

Posted on April 9, 2018 at 8:55 am
Kappel Gateway Realty | Category: Spring | Tagged , , , , , , , , ,

Five Things You Need to Know About Selling a Condo

Thinking of selling your condo? Whether you live in the condo or own it as an investment property, if you’re ready to sell your home, it’s time to talk to a qualified real estate agent in your area. By evaluating several criteria, including regional markets, time of year, features of your condo unit, as well as your specific needs as the seller, he or she can create a customized marketing plan for your condo. Here are five important topics to discuss with your real estate agent if you want to sell your home:

1. Best Time of Year to Sell Your Condo

The specifics of your area do more to determine the best time to put your home on the market than whether you’re selling a condo or a house. While the conventional wisdom is that spring is the best time for selling a home, this belief simply doesn’t ring true in every locale. In recent years the historic patterns have eased, and in some cases, totally disappeared. Still, different parts of the country have periods when sellers can be more aggressive with their pricing. And your real estate agent may suggest a distinct timing strategy for condominium sales, especially if your condo is in a resort destination.

2. Open House Strategy and How to De-Clutter

A condo that shows well will sell faster and bring a higher price. Small cosmetic touch-ups can make a big difference. Buyers often suspect that more serious problems may exist if they notice the need for minor repairs. If you want to sell your home, it’s important to make sure your condo is clean, tidy and free of personal clutter. Clear sinks and counters of dishes and toiletries. Neatly stack office supplies and organize storage areas. Replace dim light bulbs and clean windows. Even though your garden area may be commonly owned, do your best to create curb appeal by cleaning front steps and porches, and clearing lawns of toys or equipment.

3. Features to Accentuate

One of the best features to accentuate when selling a condo is the lifestyle of ease that comes with condominium ownership. Many buyers are looking for the hassle-free living experience that they can’t find with a single-family detached house. Another important attribute of any condo is the amenities of the association, which can include a hot tub, fitness center, owner’s lounge, covered parking and even concierge services. If you’re considering selling your condo, take the time to walk through it methodically with your real estate agent. Together you can point out which features of the actual condo unit should be accentuated. Does your unit have a wonderful view? Perhaps the location of your condominium is unique and desirable. Your real estate agent can help accentuate these features in sales and marketing materials.

4. Desired Price and Bottom Line Price

When setting the home price for your condo, it’s important to identify your desired price and your bottom line price. By assessing recent condo sale and listing statistics in your area, your real estate agent and a licensed appraiser can estimate your house value and recommend an appropriate target price range. Working with your agent, you can set an initial asking price, as well the absolute lowest home price you would comfortably accept. One advantage of selling a condo is that by assessing the prices of other units in your association that have recently sold or are currently listed, your real estate agent and the appraiser can determine a very accurate house value.

5. Disclosures

When selling your condo, you may be obligated to disclose problems that could affect the property’s value or desirability, as well as to disclose HOA minutes and costs of common insurance and utilities. In most states, it is illegal to fraudulently conceal major physical defects in your property, such as a water heater that leaks severely. And many states now require sellers to take a proactive role by making written disclosures on the condition of the condo unit. Ask your real estate agent for the particular laws of your state.

After reading this article, read more tips on selling a home and make sure you get the best value on your property on Coldwell Banker’s Seller Resources.

Source: CB Blue Matter Blog

Posted on April 3, 2018 at 9:18 am
Kappel Gateway Realty | Category: Sellers Market, selling | Tagged , , , , , , , , , , ,

How to Get Wood Flooring on Any Budget

 

Hardwood flooring is often considered a must-have feature by new homeowners or those undertaking a remodeling project. Wood is a natural, renewable resource, plus wood flooring complements all types of home decor, from traditional to contemporary. Hardwood flooring is often considered a must-have feature by new homeowners or those undertaking a remodeling project. Wood is a natural, renewable resource, plus wood flooring complements all types of home decor, from traditional to contemporary. The downside is that wood floors, especially solid wood floors, can be expensive. Some exotic wood species, such as Brazilian walnut, can cost more than $15 per square foot — and that doesn’t include installation labor. However, you can find alternatives that give you the look of real wood at a reduced price — some as low as $2 or $3 per square foot. Here are some of the best budget-friendly hardwood floor choices.

Calculating the Overall Price

The products listed below go from most expensive to least expensive, but there’s a lot of overlap among the categories. For example, some solid wood products are less expensive than some luxury vinyl tiles. Before you make your final decision, factor in the cost of professional installation, which can add as much as $3 to $10 per square foot to the total cost of a flooring project. Some of the items that can drive up installation costs include:

• Removing and disposing of the old flooring
• Repairing the subfloor when necessary
• The size and shape of the room(s)
• Stair installation

If you’re an experienced DIYer, you can save money by installing the floors yourself. Beginners should leave the job to the professionals, though — you may end up making mistakes that are even more expensive to fix.

Solid Wood

This is usually the most expensive option, but there are ways to reduce the cost, especially in the long run. When properly maintained, solid wood flooring will last as long as the house stands. You can freshen up the look at any time by sanding away the old finish and restaining and sealing the floor.

Some wood species are more expensive than others. Fortunately, many of the most common types, such as oak or maple, fall into the low- to mid-range of costs. Solid wood products can come finished or unfinished. If the floor is unfinished, the installer will stain and seal the floor once it is in place, which adds to the installation costs. On the flip side, the prefinished product may cost more up front.

Engineered Wood 

These products are constructed of multiple thin layers of material that are bonded together under pressure. The top layer is made from a familiar wood species — such as oak or maple — and is usually treated with a factory-applied finish that resists dirt and scuff marks. Engineered wood floors are less likely than solid wood to wrap and twist because of moisture and humidity, so they can be installed in basements and bathrooms. Some products feature click-in-place installation — no need for adhesives or fasteners — which is an easier, faster installation method perfect for DIYers. However, a vapor barrier needs to be installed or attached to the flooring.

Bamboo 

Bamboo floors are manufactured to either look like traditional wood flooring or showcase their distinctive grass-like look. Some bamboo products are harder than solid wood flooring. They are strong and long-lasting, but are easy to scratch and are not recommended for areas prone to moisture. Bamboo is a type of grass and grows to maturity much more quickly than trees do, which makes it a sustainable, eco-friendly option. Click-in-place installation is available for some products.

Porcelain Tile 


New porcelain tiles can be made to look like anything, including real wood. Some products are available in planks that have a wood-like texture. Porcelain tiles are an inexpensive, easy way to achieve a “reclaimed” wood look — many tiles mimic the texture and color variation of aged planks. As with regular tiles, they are durable and can be used in wet areas, including bathrooms. They are also stain-resistant and much easier to clean than real wood — spills wipe up quickly, and using just water and a mild soap makes them shine. Porcelain tiles must be installed using mortar and grout.

Luxury Vinyl Tile 


As with porcelain tiles, luxury vinyl tile (LVT) can look like wood and come in traditional-style planks. LVTs are thicker and more durable than standard vinyl. They are usually waterproof, are easier to clean than true hardwoods, and can be installed in any room in the house. To prolong their durability, many LVTs are treated to resist color fading and scratches.

Laminate 

Laminate floors are composed of a high-density hardboard core protected by a melamine layer that can be made to look like anything — including real wood. The top layer protects against dirt and scuff marks, but the material should not be installed in rooms that are exposed to moisture. Click-in-place installation is available.

Hardwood flooring is a classic, timeless look that fits a wide range of design options. Thanks to today’s selection of flooring products, it’s easy to get a wood look at a lower cost. When making your final decision, be sure to include both the material costs and the installation costs. That way, you’ll get the look you want at a budget-friendly price.

 

DIY author Fran Donegan has written several books, including Paint Your Home. He also writes for The Home Depot about homeownership and projects that add value to your house. To see a selection of hardwood flooring options like those described by Fran in this article, please click here.

This article is editorial content that has been contributed to our site at our request and is published for the benefit of our readers. We have not been compensated for its placement.

Source: CB Blue Matter Blog

Posted on April 2, 2018 at 8:23 am
Kappel Gateway Realty | Category: flooring | Tagged , , , , , , , , ,

Can First Time Home Buyers Use a 401k For a Down Payment?

Coming up with a down payment to purchase your first home can feel like a herculean task. How can you possibly save twenty, thirty, fifty thousand dollars—approximately 11% of your home purchase price in 2016 (National Association of Realtors)—to pour into a house? For most individuals, it can be incredibly tough to save enough, particularly if you’re strapped for cash. What can you do?

The good news is that if you’ve been consistent about saving for your retirement, you have a leg up thanks to the two 401k first time home buyer options. These options allow you to supplement your down payment with cash from your 401k. However, not everyone qualifies to use money from a 401k. There are strict rules, so it’s vital that you understand how the process works before you move forward.

Borrowing from 401k

When it comes to borrowing from your 401k to help with your down payment, there are two ways to go about it:

  • Get a 401k loan for home purchase
  • Make a 401k withdrawal

Each of these options comes with its own costs and rewards. Remember that everyone’s financial situation is different and the best way to make the right choice for your situation is to contact a financial advisor and a skilled real estate agent.

401k Loan

First, let’s talk about getting a 401k loan for home purchase. The good news is that, when getting a loan, you don’t owe income taxes or the 10% early withdrawal fee. The bad news is that when you take a loan, it has to be repaid with interest even if you’re just paying the money and interest back out of your own pocket.

However, unlike a typical FHA loan, borrowing from 401k is fairly limited. Your max loan is limited to a specific dollar amount OR one-half of your account balance, whichever is smaller. This means that you need to know your current vested balance.

As for repayment, your 401k loan must be repaid within five years, and payments are required on a quarterly basis—both principal and interest. And your loan payments DO NOT count as contributions to your 401k.

Please note, not all plans permit loans. You’ll need to check with your particular plan to see what is allowed. Additionally, before moving forward with this option it’s advisable to check in with a financial advisor to ensure this option is right for you.

401k Withdrawal

The second option for a 401k first time home buyer is a withdrawal. Compared to a 401k loan, it’s much simpler. The money is yours once you take it out and it does not have to be repaid. But there are a few more details. To withdrawal money from your 401k, you have to meet a few criteria including age restriction and financial hardship.

Only if your employer allows withdrawals and you can prove to the IRS that you are experiencing financial hardship can you even consider withdrawal. From there, your withdrawal has a certain dollar limit, and you must pay income tax on the full amount.

The other option for a withdrawal is to cash out on an old 401k. However, if you use this option, you’ll be required to pay both the 10% early withdrawal penalty as well as income tax.

Before you pursue this path or cross it off, be sure to get the opinion of a financial advisor who has access to your personal financial details.

401k Loan vs. Withdrawal

In most cases, a 401k loan may be easier to obtain and doesn’t come with the penalties associated with an early withdrawal. Of course, the downside is that you’ll eventually have to pay it back in five years.

So, why would you use your 401k to help purchase your first home?

Depending on your financial circumstances, this option may be more financially feasible than paying private mortgage insurance, and the interest goes back in your pocket. Another option is to use your IRA to avoid the 10% penalty. IRA withdrawals up to $10,000 are allowed without the 10% early withdrawal penalty, though you’ll still owe income tax.

If you need help figuring out the best option for you when it comes to putting together your down payment with your 401k, contact your personal financial advisor. Then contact a local Coldwell Banker office to find the perfectly priced home for you.

Posted on March 27, 2018 at 9:03 am
Kappel Gateway Realty | Category: Buyers | Tagged , , , , , , , ,

Buying a House as a Police Officer, Firefighter, or EMT

Police officers, firefighters, EMTs, and teachers give so much to our country. They selflessly put their lives on the line to protect us, take care of our children, and help us accomplish our dreams. So it’s only right that they have the same opportunity to achieve their own American dream of buying a home.

Unfortunately, even though these public servants are working tirelessly in essential roles, they often have a difficult time purchasing property. Too often, it’s just out of reach financially.

The good news is that thanks to a range of public and governmental programs, these public servants have more opportunities than ever to buy a house at affordable rates and through a simplified process. There are options for tax breaks, down payment help, subsidized mortgage interest, and reduced closing costs. It’s all about making homes for heroes a realistic venture. Let’s talk about what’s available!

Mortgage Loan Assistance

There are many different private home loans for teachers, health care professionals, and rescue workers, and law enforcement personnel. These loans typically offer the lowest mortgage rates possible—though it’s still important to shop lenders to find the best deal.

One such program is Freddie Mac’s Home Possible Program, which offers first responder home loans that finance up to 100% of the purchase price. There are also similar programs offered through Fannie Mae and many other private banks. We recommend checking with lenders in your area.

You should also check with your state and/or city to see if there are similar programs. For example:

  • New Jersey offers first responders a discounted mortgage rate that can be up to a full percentage point less than the market rate
  • Alaska has a program for health care and school workers that finances 100% of a home’s purchase price and includes subsidized interest rates

Mortgage Credit

Beyond lower interest rates and financing 100% of your home, the IRS offers Mortgage Credit Certificates (MCCs) to help make homes for heroes easier to purchase. This credit differs from state to state but can enable teachers, police, firefighters, and EMTs to buy a more expensive house with the same income.

How does it work?

An MCC allows you to deduct your mortgage interest and gives you credit against tax liabilities. This means that your lender will subtract the credit from your house payment when calculating your debt-to-income ratio so that you can get a larger loan.

For example, let’s say you get a 20% MCC and you paid $15k in interest over the last year. That’s a credit of $3k per year, or $250 per month. That means that you can afford a home loan that’s $250 per month more expensive than otherwise.

Teacher Next Door’s First Time Buyer Program

Thanks to the Teacher Next Door’s First Time Buyer Program, there are home loans for teachers, firefighters, EMTs, and police officers only. What does this program include specifically?

  • $0 in application fees and up-front pre-approval
  • Low down payment options and down payment assistance
  • Closing costs grants
  • Home loan assistance

This program was designed to increase home ownership for specific public servants and to streamline the home buying process. As for the grants for police officers to buy homes and others, they do not have to be repaid and are subject to availability.

HUD Good Neighbor Next Door Program

Finally, there’s the Good Neighbor Next Door program offered by the U.S. Department of Housing and Urban Development (HUD). This program provides full-time firefighters, law enforcement professionals, teachers, and EMTs homes at 50% of their value. That means you pay monthly mortgage payments on just $150,000 for a $300,000 house ($850 versus $1600 per month).

How does it work?

  • Buyers have to be willing to live in the property for at least three years
  • The property must be located in a HUD designated area, which refers to a Revitalization Area as determined by home ownership rates, average household income, and FHA foreclosure activity

To learn about additional assistance programs for public servants, contact Coldwell Banker today. Our real estate agents can help you find the perfect home for you.

Posted on March 22, 2018 at 4:35 pm
Kappel Gateway Realty | Category: Buyers, buying | Tagged , , , , , , , , , ,

Size Matters: Finding the Perfect Size Home for You

 

If you’re house shopping, there’s probably one question that’s been on your mind often: “What size home should I buy?” At a glance, the answer seems obvious: as big as you can afford! But that’s only a small piece of the puzzle. Home size matters on many levels from personal preference to resale value, future plans, your budget, and more.

How do you find the ideal home size for you and your family? Here are three things you need to consider:

The Truth About Square Footage

A foot is a foot, right? When it comes to the square footage of your future home that may not be the case. Measuring the size of a house isn’t incredibly precise. More often than not, the size will change depending on which appraiser is measuring and what mechanism they’re using to determine the square footage: measuring tape, laser measure, or eyeball. The reality is that there are no universal standards when it comes to measuring your home size.

What does this mean for you? You need to choose your home size not by the numbers but by the feel. Don’t put too much stock in the listing size on paper, but instead find out in person if each room, bathroom, and living area is large enough for your needs. It’s not about how other individuals answer the question, “What is a good sized house?” It’s about you, your family, and how big a place feels in person.

Your Budget

While your budget isn’t the only thing you should consider, it needs to be one of the critical factors in determining your ideal home size. And that may be little more complicated than you think. What matters when it comes to your budget?

  • Loan Size: The larger the house, the more expensive—most of the time. Make sure the average house size of your real estate listings fits with your pre-approved loan budget.
  • Monthly Budget: Large houses are expensive to keep up. As you increase your square footage expect to pay more in electricity, water, gas, cleaning, and more. If you have a tight allocation for monthly expenses, don’t go overboard on a large house without factoring in these other costs.
  • Your Future: Are you planning to have more kids? Do you need a new car? Are you counting on getting a raise at work? If you’re expecting your financial situation to change, make sure your home budget fits the modifications.

Your Preferences and Needs

Your particular wants and needs should have the most significant impact on the home you choose. Make sure you’re truthful and honest with yourself about your expectations and needs. For example, if you eat out regularly and hate cooking, there’s no need to spend on a gourmet kitchen! You’d be better served looking for a home with a smaller kitchen and a bigger living room.

To help you determine your preferences, here are ten questions you should ask yourself:

  1. Do you like small and cozy or do you need room to spread out?
  2. How many people are in your family and how much space does each person need?
  3. Do you have any hobbies or jobs that require extra space? (If you work from home, you’ll need an office. If cars are a passion, you’ll want a more substantial garage)
  4. How often do you have visitors over? (If you have parties every few weeks and relatives visit a few times a year, you might want more space for guests)
  5. Are you planning to have more kids or have an elderly relative move in with you?
  6. What size of house have you been excited about in the past?
  7. How much storage do you need? (Closet space and built-ins can be a big space saver)
  8. How large is your furniture, and how much do you have? (If you have a king-sized bed, you want a big master bedroom)
  9. What’s your five-year plan? (Upgrading your home to a larger size can be difficult; make sure the home you choose can last for years)
  10. How much outdoor space do I want?

For additional help, check out, “What size home should I buy?

The key to purchasing the right-sized home for you is being realistic. Make sure you really sit down with your family to discuss what you need, want, and can afford. Then, ask your local Coldwell Banker real estate agent to help you search for the perfect sized house for you.

Source: CB Blue Matter Blog

Posted on March 19, 2018 at 9:48 am
Kappel Gateway Realty | Category: Buyers, buying | Tagged , , , , , , , , ,

8 Creative Ways With Closets

Closets are no longer limited to storing clothes, linens or random odds and ends. You can actually discover more living space and streamline storage for your lifestyle in these underutilized and overlooked places. Here are some inspiring examples of closet transformations including a home bar, gym and office.

Don’t think you have space for a home bar? Look again. Even the shallowest hall closet can be converted to a drink station. A happy hour hideaway is a very Prohibition era-esque concept, which is all the more reason to stock it with handsome decanters, glasses, intriguing bar tools and a few of your favorite bottles.

Meet your get fit goals by transforming your closet into a mini home gym. This long and narrow closet has a full workout wardrobe on the right and a lean exercise machine on the left. If your closet can’t accommodate a machine, you can still lay down a yoga mat and install a mirror for keeping your form in-check as you use the floor space for sit-ups, push-ups and the like.

If your productivity is lacking, a quiet home office might be what you need. This before-and-after proves that you don’t need a gigantic walk-in closet to make this idea work.

Simply remove the doors off of an unused closet, install a wide shelf if you can’t shimmy a desk in properly and voila! Chalkboard paint, a sconce and a few desk organizers are also featured in this compact home office.

A craft station is another creative alternative. In this closet, craft materials are organized in the carts with labeled drawers. An over-the-door organizer holds oodles of wrapping paper and stationery among other things. And the sturdy shelf is great for gift wrapping or writing letters. Make it your own by hanging inspirational wall art or photos.

Nooks are very popular on Houzz, especially those reinvented for reading. This alcove under the stairs was finished with warm wood paneling, a reading light and lots of cushions. If you don’t have enough space to actually sit down and read in your closet, use it as a little library for book storage instead.

Dress it up for a fab dressing room. New York Fashion Week just ended, but that doesn’t mean you can’t have a runway of your own. This is an ultra glamorous example, but all you really need is a chair, mirror and vanity. You can also try this in a playroom for littles who like playing dress-up.

Rehabilitate the linen closet as a hospitality room. Use this space to hang bathrobes, store towels and display your favorite perfumes and lotions. This is especially useful for those who travel often or have a second home used for a weekend getaway. In addition to freshly laundered linens, you’ll find neatly pressed formal attire here with a weekender bag at the ready.

Prioritize zen by carving out a closet for reflection. Whether you’re religious or just need some peace and quiet, a small closet is a secure place to hole up in for 20 minutes and just be. Keep a floor pillow, pouf or soft area rug here for prayer, yoga or meditation. If you’re not working with a walk-in closet, you can still use a shallow closet as a shrine of spiritual objects or mementos that bring you joy.

Source: CB Blue Matter Blog

Posted on February 26, 2018 at 8:35 am
Kappel Gateway Realty | Category: decorating, mazimizing space | Tagged , , , , , , , , ,

Ambient Lighting Tricks to Warm Up the Whole House

They say setting the mood is like flipping a switch and we couldn’t agree more. Lighting plays a lead role in making your house feel like home. Here are 10 lighting tricks to enhance your home’s aura.

1. Control natural lighting. If you thought only stormy weather could make a breezy beach house look dark and moody, take a second look at the photo above. The lucky homeowner can draw the sheer curtains closed without completely blocking out the sun. They also get a postcard-worthy view of sunrise and sunset every day from their glass doors. The dimmed fixture above casts a warm light in an all-white room while the cloudy landscape photo tones down the views of the beach.

2. Be picky about your paint. Ask a professional about a paint’s light reflectance value (LRV) before you commit to a color. Lighter colors tend to be more reflective than dark shades. Pay attention to sheen level too since glossy finishes are more reflective than matte finishes.

3. Experiment with materials and finishes. When mixed and matched strategically, these seemingly small details can determine the mood of a whole room. This white and grey bathroom would look stark and cold without the brass fixture above. The candles around the tub help warm the room up too.

4. Install a dimmer switch. There’s nothing relaxing about straining your eyes in a room that is too bright or too dark. Use a dimmer in addition to layering your light sources for ultimate light control. Believe it or not, installing a dimmer switch can be a DIY project.

5. Recess your lights. Even if the bulb is not that bright, a central fixture with multiple bulbs and a shiny finish can be overpowering. Recessed lighting conceals the bulbs and therefore can lights feel softer. You could also hide strip lighting underneath cabinets for a nice nightlight on your way to the kitchen or bathroom. Check out this ultra contemporary island that appears to be floating mid-air.

6. Go a different direction. Uplights, like sconces and track lighting, create a soft glow. On the other hand, downlights cast ominous shadows that can really add mystery to a romantic room. Get creative by backlighting wall decor for a play on color and shapes.

7. Take a refresher course in lightbulb basics. The type of bulb is equally important as its fixture. Halogen, fluorescent and LED bulbs have a range of temperatures from warm (or yellow) to cool (or blue) hues. This is a matter of personal preference, but typically yellowish bulbs warm up cool-colored rooms nicely and vice versa. Bluer bulbs also help brighten darker spaces, like basements and windowless bathrooms.

8. Find your favorite shade. Bright colors, playful patterns and funky shapes can bring personality into a stale space. Smoky glass chandeliers intensify intimate vibes in a dining room while big paper lanterns enliven sophisticated home offices. The teal shades on this fixture match the pillows and put an icy sheen on the large dark walnut bookcase.

Note: This ceiling light is reflected in the whimsically shaped mirror that will help spread light further into the room.

9. Try twinkle lights. Not limited to holiday decor, you can use twinkle lights all year round. Drape them over windows for some extra sparkle or fill jars or empty wine bottles with a bundle of battery-operated fairy lights for an illuminated vignette.

10. Open flame. It’s no secret that candles are customary to ambience, but they’re often reserved for after dark. Next time, try starting a fire first thing in the morning and you’ll find that candles are as effective for waking up as they are for winding down. The heat will naturally draw you out of bed and the rising sun will energize you. We’re channeling all the feels from this rustic bedroom. The corner fireplace and candle chandelier are nothing short of mesmerizing.

Source: CB Blue Matter Blog

Posted on February 16, 2018 at 9:04 am
Kappel Gateway Realty | Category: lighting | Tagged , , , , , , , , , , , ,

Moving Day: Five Simple Ways to Reduce Waste & Save Green

The start of a new year brings the same old resolutions: get organized, get in shape and eat healthier. What if we all look beyond ourselves and add find new ways to be kinder to Mother Earth to our list? The impact would be pretty fantastic, a re-energized movement to preserve our one and only beautiful earth.

One simple way to fulfill that resolution is to be eco-conscious on moving day. Moving is one of the most wasteful times in a household. We finally get around to cleaning out those over stuffed closets, basements and garages. It’s the time we toss out those old clothes, electronics, magazines, bikes, etc. On top of the major weeding out of our belongings, we use tons of boxes and packing materials; and create piles and piles of waste that contribute to our landfills. Let’s just face the fact: moving time equals major trash time.

The great green news is there are simple steps you can take during a move to reduce your waste. Being eco-conscious on moving day will save you some green in your wallet too!

Follow these 5 steps to make Mother Nature & your wallet proud:

Use Eco-Friendly Moving Supplies

From boxes, packing paper to bubble, there are now green 100% recyclable materials to keep our neighborhoods cleaner and greener. Yep, there is even biodegradable eco-bubble, pop away guilt free.

ECO-BONUS: Save money by asking your moving company for used boxes made of recyclable materials. You can get used boxes at a discount and some moving companies will even give you a refund for returning your used boxes at the end of your move. Pop! Pop! Cha-ching!

It’s Not Just for the Movies

Instead of the foam popcorn and peanuts, use real popcorn to pack fragile items! Just pop and fill the gaps in your boxes to secure and pad fragile items. Cheap and earth friendly!

Give Back

Finally, the garage and closets actually are getting cleaned out. Hurray! Now is the time to get rid of what you don’t really need: the growing collection of tuna and soup cans in the pantry; the many, many sport teams t-shirts; go-go boots; your 10 year old’s toddler clothing, etc. But, don’t just toss them out. Donate unwanted furniture to the Habitat for Humanity Restore and clothing and household items to your local favorite charity such as Goodwill for someone else to enjoy.

ECO-BONUS: Reuse your moving boxes to donate your items. Simply visit GiveBackBox.com to learn how to use your used boxes to ship your donations off to a charity. Lastly, if you have any unopened leftover food on moving day, donate it to Move For Hunger. Don’t forget to keep your moving and donation receipts to save green on your taxes next year!

Be Kind to Your Electronics

You may no longer want your lemon-yellow microwave, but don’t just put it on the curb or throw it in a dump. If you do, it will likely be shipped off to unregulated third world environmental disaster dumping grounds instead of being recycled in facilities that follow U.S. environmental regulations. Contact a domestic e-waste recycler so your old computers, microwaves and other electronics are recycled domestically, under environmental laws, rather than being shipped off to be processed by highly toxic and polluting techniques.

Hire an Eco-Conscious Moving Company

Use your “green” to influence and encourage green habits by hiring companies that use environmental-friendly practices. Make sure your moving company is bright green by asking: Does the staff recycle? Are the offices and warehouse designed to be energy efficient? Do they use biodiesel to run their trucks? Do they use 100 % recyclable materials? Do they sell used boxes? Do they buy them back at the end of the move? Chances are if they care about the earth, they care about their customers too! It’s a great big green win – win!

Pat yourself on the back; you’re making Mother Earth smile and future generations will thank you!

Laura McHolm is an organizational, moving & storage expert and co-founder of NorthStar Moving Company. NorthStar Moving Company is an award winning, “A+” rated company, which specializes in providing eco-luxury moving and storage services.

Source: CB Blue Matter

Posted on February 12, 2018 at 1:39 pm
Kappel Gateway Realty | Category: moving, real estate | Tagged , , , , , , , , , , ,

Architectural Styles on the Horizon

Whether you’re buying, selling or staging a home, popular architectural styles and buzz-words can help you get the most out of your investment. Current and upcoming homebuyers have an “instant” mindset, are debt-savvy, and want all the luxuries of rural living in growing cities. Trending architectural styles, like shipping container and tiny homes, reflect the budget-friendliness and fast construction new homeowners want. Contemporary glass structures, modern farmhouse, and a Spanish-colonial revival make way for bigger homes and budgets.

Shipping Container

These days, building your own home is as easy as clicking around on a website or flipping through a catalog, mixing materials and adding desired features. The architecture that results is a Lego-like, innovative blend of textures and shapes that is “unique” to the homeowner’s preferences and taste. These styles are known as shipping container style homes. Some simulate the appearance of or incorporate actual shipping container material in their textures. By selecting from pre-fab, mix and match elements, homeowners can be sure that these features are ready-to-go. They can get exactly what they want without wasting time or resources.

Tiny Home

Floor plans for both homes and apartments are getting smaller and smaller as the demand for land goes up and urban populations boom. Architects and builders are getting creative with their designs, finding new ways to make the most out of spaces as small as 300 square feet. This is tiny home” size. These homes often sell at a lower price point than traditional-size homes, which makes the investment easier for modern homebuyers who are grappling with significant loan debt. These designs make the most out of every square inch with hidden storage, multi-use rooms and concepts like open space and indoor-outdoor living.

Santa Barbara

3927 Laguna Blanca Dr., Santa Barbara, CA listed by Linda Lorenzen with Coldwell Banker Residential Brokerage

One of the most desired builds, right now, is the Santa Barbara style of architecture. This involves white stucco walls, wood beam ceilings and red tile roofs. It gets its name from the Spanish Colonial style that boomed in Santa Barbara in the early 1900s. The city set the trend for the rest of the country and homeowners are finding that the aesthetics of this style are a top choice for their dream homes.

Modern Glass

24450 Malibu Road, Malibu, CA listed by Chris Cortazzo with Coldwell Banker Residential Brokerage

Homeowners are knocking out walls and replacing them with glass doors and walls to see through to their back yards or patios. Incorporating the outdoors into indoor spaces is a top trend, right now. With the glass features, homeowners tend to blend sleek materials like concrete or wood. Modern glass style homes allow the outdoors to flow into the indoors and vice versa. This is a great trick to make the most of your property.

Updated Farmhouse

4576 Atwood Road Stone Ridge, NY listed by Cathy Pulichene with Coldwell Banker Village Green Realty

The farmhouse style has been a long-standing architectural icon. However, these days, the style is changing to incorporate more modern elements. The result is known as the modern farmhouse. In many builds, the design begins as a modern home outfitted with rural accents like barn doors and farmhouse siding. For builds that begin in the farmhouse style, modern colors and mixed industrial textures bring the old into the new.

If you are considering a new construction, an architect can help you to stay on top of the trends so that your home will be a success on the market well into the future. According to HomeAdvisor, the average cost to hire an architect is $5,000. They can guide you through the process to help maximize on your time and resources.

 

Lauren White is a freelance writer who enjoys reading, hiking and traveling. She can usually be found on an outdoor adventure with her boyfriend and little sister on the weekends.

Source: CB Blue Matter Blog

Posted on February 5, 2018 at 12:52 pm
Kappel Gateway Realty | Category: Homeowners | Tagged , , , , , , , , , ,