Nothing compares to the warmth and comfort of being at home. But for many dogs across America, this feeling is foreign.
According to The Humane Society, between six and eight million dogs and cats enter shelters each year. Plus, almost three million healthy shelter pets are not adopted annually, and only about 30 percent of pets in homes come from shelters or rescues.
These sobering facts are what served as the inspiration the Coldwell Banker Homes for Dogs Project. After more than 100 years of helping people find homes, the real estate company extended its mission to man’s best friend with its “Homes for Dogs Project.” By partnering with Adopt-a-Pet.com, North America’s largest non-profit pet adoption website, the Coldwell Banker network has helped to find more than 20,000 dogs their furever homes.
To increase awareness of the effort, Coldwell Banker has focused its latest advertising campaign called “Old Dog New Dog” to capture the heartfelt story of an agent giving back to her community by helping shelter animals find homes through the “Homes for Dogs Project.”
The commercial features rescue dogs, such as Max, who was adopted in 2014 after being spotted on Adopt-a-Pet.com. Before he was put up for adoption, Max was picked up as a stray and delivered to a “high kill” shelter in San Bernadino, CA. The shelter only keeps dogs for five days before it puts them down, and after Max had been at the shelter for four days, a worker reached out to The Dexter Foundation, a local non-profit dog rescue and adoption agency, which quickly rescued Max and found temporary foster care for him.
“I found him on Adopt-a-Pet.com as I was looking for a dog to rescue of that sort of breed and age,” said Kelly Saffrey, Max’s current parent. “As soon as I saw his picture, I just knew he was the pet for me.”
Adopt-a-Pet.com currently has more than 15,000 shelters and rescues in its network, and it is thrilled to be partnering with Coldwell Banker.
“We share Coldwell Banker’s view that nothing turns a house into a home more quickly than the addition of a loving pet,” said Abbie Moore, executive director of Adopt-a-Pet.com. “And we are so inspired by the desire of Coldwell Banker to launch this amazing program.”
For more information on the “Homes for Dogs Project,” head to coldwellbanker.com/homesfordogs
Source: CB Blue Matter Blog
Most people won’t live in the same home for 30 years, the typical life of a mortgage loan. So, when it comes time to sell, many homeowners still have mortgage debt to deal with. Is this a problem? What happens to your mortgage when you sell your home?
Once you sign your name on a mortgage loan, you are responsible for the money—no one else. This means that you must pay it back, which you can do with the money you gain from selling your home.
The truth of the matter is that selling a house with a mortgage is a common occurrence. It’s not something you need to be embarrassed or worried about. However, there are a few things you should be aware of and a few steps you should take before you try selling a home that you still owe money on.
Check Your Mortgage
The first step to selling a house with a mortgage is to contact your mortgage lender and ask about your current mortgage. You want to know:
- Your current mortgage payoff amount
- Your due-on-sale clauses
Your mortgage payoff amount is the exact amount of money, including accrued interest that you owe to the bank. This amount is typically good for 10-30 days and represents the outstanding loan balance that you must pay. The last thing you want to do is default on your mortgage.
The due-on-sale clauses reveal the exact rules of how to sell a house you still owe money on. It covers such information as when the paid-in-full loan is due and what the process is, including any fees. The clauses won’t tell you who you can or can’t sell your home to, but they may need some additional information about the buyer’s mortgage lender. Be sure to ask any questions you might have about these clauses, so you have a full understanding before you take the plunge and start your sale.
Selling Your Home
Once you know the ins and outs of your loan terms, it’s time to get to selling a house with a mortgage, which can get slightly complicated. First, you’ll want to work with a title company.
If your current lender doesn’t set you up with a title company, you can hire an agent on your own. This agent will be responsible for ensuring that there are no issues with your property’s title, and act as the intermediary throughout the entire purchase and sale process.
Here’s what happens to your mortgage when you sell your home and use a title company:
- The title agent holds the money from the new buyer during the sale
- After you sign all the documents at the closing table, the title agent uses the sale money to pay your current mortgage holder
- Once the amount has been paid, the title transfers to the buyer and you, as the seller, are given the leftover money (minus various fees)
If the sale covers the full cost of the current loan, it’s a fairly smooth process. However, if you owe more than your home is actually worth—negative equity—there could be some trouble. In that case, you’ll have to work out a deal with your lender for a reduced payoff amount, or you may need to refinance and stay in your home for longer than you planned.
In the end, selling a home with a mortgage shouldn’t be a problem. The most important thing is to know your options, so that you can make the right decisions.
For help throughout the entire selling process, visit www.coldwellbanker.com and find a real estate agent near you.
Warm weather is upon us, and it’s time to take the party outside. From Cinco de Mayo to Mother’s Day to Memorial Day, spring’s signature celebrations deserve a festive and welcoming outdoor space. But what if your patio feels a little plain, a little bare, or a little less-than-inspiring for the party of your dreams?
Dreams can become reality if you have the right plan. And we can prove it. We will show you how to take a winter-worn patio and make it bloom into a versatile foundation for hosting three spring parties, from setting up the perfect base space to perfecting every minor detail, down to the apps and napkins.
With the advice from our design and party experts, and the dramatic before and after photos of our patio designs, you are sure to find the inspiration to transform your patio into a party destination all season long.
Build a Beautiful Base
Before running off to purchase celebration decorations, take the time to build a versatile, functional outdoor living base for your family, whether you are entertaining or not. Most patios need the following basic elements:
- A table and set of chairs
- Planters and greenery
- A source of shade
Of course, don’t forget the grill—the official cooking tool of spring and summer.
Click on the arrows to see the patio transformation:
Spruce up the area
After the dreary winter months, your backyard oasis might look a little rough around the edges. Shrubbery can have dead or uneven growth, and leaves and branches litter the ground. In general, your greenery may need a little TLC. Pay attention to the plants and lawn around your patio by trimming, checking for disease or damage, and fertilizing all greenery. Setting up your lawn and garden for success means that they’ll reward you with beauty all season long.
Don’t forget the patio itself. Concrete is the most common patio surface, and since it is semi-porous, it can hold general grime as well as stains from plant matter. Use a pressure washer to bring back its sparkle (while you’re at it, extend the cleaning to the exterior of the house as well). Pressure-washing can prolong the life of your surfaces (mold and mildew naturally cause decay), and the results are immediate!
Once the surface is clean, add potted planters filled with seasonal, colorful flowers to help blend the patio with its surrounding environment.
Choose your investment pieces
Plastic Adirondack chairs are great for a casual get together. But when you’re ready to transform your outdoor space into an entertaining area suitable for the whole family, you’ll need comfortable, attractive seating, some shade and a table fit for all the great food coming off the grill.
“The elements are going to take their toll, so it’s important to invest in quality,” says KariAnne Wood, a blogger, lifestyle expert and creator of Thistlewood Farms in Paducah, Kentucky. “Look for pieces that are a good scale for your size patio, and when you invest in furniture, make sure that you get furniture protectors so you can protect it from the elements in the off season.”
A neutral table and chair set is a great base (especially if you add a little texture with a rug below it). From there, says Wood, it’s time to add some shade. Consider an umbrella or pergola: “It extends the life of the patio, and helps define and add purpose to the space.”
Umbrellas come in a huge range of styles, from traditional table-anchored options to bigger, more modern cantilever styles.
Finally, the easiest way to “fire up” a party is to add a grill to your outdoor setting. By taking the cooking outside, you’ll get to spend time with your guests, keep the house cool in the heat of summer and show off your cooking chops to the neighborhood. Gas and charcoal are both excellent choices, and some grills include both, so you can leave your options open.
Your base patio is set! Now, building a specific party setting is a snap, which Jacqueline Lawrence of inventivENVIRONMENTS in Charleston, South Carolina, illustrates with the following seasonal soirees.
“I love a challenge like this!” says Lawrence. “It’s really all about creating a plan and then layering the look with texture, color and fabric.”
Party One: Cinco de Mayo
Cinco de Mayo is rising in popularity as a celebration in the US, but don’t fear that you’re stuck with plastic margarita glasses, a piñata and sombreros. Go beyond cliché to celebrate the vibrancy of Mexico and its rich heritage.
Lawrence explains her elegant approach: “We want something cool and inviting for Cinco de Mayo, so we evoke the colors and textures of the high Mexico desert. Cool sage greens, a woven runner, citrus and succulents provide inspiration, and the last two do double duty on the table-scape: The citrus can be a great beverage garnish, and the potted succulents a thoughtful takeaway gift for the evening’s guests.”
Click on the arrows to see the Cinco de Mayo patio transformation:
Additionally, since Cinco de Mayo is often more of an evening affair, Lawrence also includes a glint of copper to catch the setting rays of the sun, and uses the space under the umbrella as a party “ceiling” from which to hang decorative elements. In this case, copper lanterns accented by a fresh flower garland woven throughout look even better when there’s a soft glow from the lanterns’ candles.
Our menu highlights the culture of Mexico:
Party Two: Mother’s Day
Small details, pale petals, tinkling glass and delicate treats—Mother’s Day is all about making the women in your life feel special, so it makes sense that traditional feminine details lead the way in this design. Seersucker fabric is fresh and full of spring promise, beautiful glassware makes the day sparkle and you can never have enough flowers for Mom.
“The amount of flowers for this scene might feel over the top, but really, it’s very doable!” says Lawrence. “Purchase some potted plants in bloom for the planters, and then layer flowers for the table. Buy simple cut flowers to arrange for a centerpiece, and then add flower heads to each place setting—and even the ice cubes! Different varieties, colors and sizes really provide the illusion of an abundance of petals.”
Click on the arrows to see the Mother’s Day patio transformation:
Below the petal explosion are the fresh stripes of seersucker—Lawrence used the iconic breathable fabric as a runner, complemented by delicate napkins and even more floral motifs on fabric pillows, which creates a luxurious feel and makes the scene one-of-a-kind. Maybe mom always told you to “dot your i’s and cross your t’s”—this design does all that in the details.
Our garden-inspired Mother’s Day menu features fresh and light fare:
Party Three: Memorial Day
For Memorial Day, take your color cue from the American flag to plan a patriotic party. Red, white and blue used in equal proportions create a bold backdrop for a casual cookout.
Kerrie Kelly of Kerrie Kelly Design Lab in Sacramento, California, uses the patriotic trio to great effect.
“Nothing says ‘all-American’ quite like a decorative grouping of pots and planters full of red geraniums, while vibrant outdoor pillows in hues of red, white and blue set the tone of your celebration,” says Kelly, adding, “Don’t forget the miniature flags!”
Click on the arrows to see the Memorial Day patio transformation:
Lawrence follows this classic advice in setting the scene for our Memorial Day party, including swapping out the chairs’ seat cushions for a motif that fits the celebration. “A few styles of cushions can really extend the life of your furniture and make it feel fresh with a simple change. Why not a bright pop of red for Memorial Day or the Fourth of July?” she asks.
Additionally, Lawrence uses monofilament to hang paper stars and lanterns from the umbrella, extending the color from the table itself into the entire space.
The table and the grill are the stars of this show, and the table is set to create a buffet style service for the food. A few chairs are moved into a conversation area in the shade, providing easy table access for guests to fill their plates. Although cool desserts will help take minds off the heat, designer Kelly suggests being ready with an assortment of yard games.
“Activities like corn hole, croquet and ping-pong get the whole family involved, while a kid-approved activity like decorating bike baskets or making ice cream sundaes keep their focus on the fun of the long weekend,” suggests Kelly.
Once the food is finished, it’s easy to clear away the serving dishes and transform the table for crafts.
Our Memorial Day menu takes the standard cookout fare up a notch:
Starting with a neutral, comfortable base will ensure that your party goes as planned, no matter the occasion. From there, choose an inspiration for the decor and then take a cue from our professional designers by layering elements to make your spring party feel more professional and put together. Now all that’s left to do is celebrate!
Source: CB Blue Matter Blog
Nearly 40 million of us move in the summer and begin to plan in April. If you are moving this season, we want to help you protect your precious belongings and make your move a smooth one!
Before you start to pack, make a game plan. Which of your items are fragile? What will you need to pack them? We’ve seen some folks pack themselves so, unfortunately, we know which household items are most likely to break and typically aren’t packed properly. We have compiled a list of the top 10 items damaged when moving. It’s surprising what items make the list. Not only have we complied the most breakable list, we’ve included tips on how to protect them properly so you can “break” this pattern.
1. Drinking Glasses
It is no surprise glasses are the #1 breakable. But, with simple steps you can ensure they arrive in one piece.
Protect: One of the key factors to keeping your glasses and wine glasses from breaking or getting crushed is using the proper box. Use a “dishpack” box that has double thick walls for extra protection. Place a glass on packing paper horizontally. Grab a corner of the packing paper and roll the glass into the paper. Make sure to tuck the sides of the paper in, like you would do wrapping a burrito. Repeat 3-5 times (depending on thickness of glass) with more sheets of packing paper. Make sure to label your glass burrito: “Wine Glass” so it won’t get tossed aside with the packing paper during the unpacking process. Cushion the bottom of box with crumpled packing paper. Place the wrapped glasses vertically (yes, you read that correctly: VERTICALLY) in one layer in the box. They are much more secure vertically. After completing the first layer, place packing paper on top. Repeat these layers until the box is full. Fill all remaining space with crumpled packing paper.
The biggest moving crime — plates are often placed in boxes without enough packing paper. You don’t want to hear the dishes rattle in the box!
Protect: To keep plates from breaking, first wrap each plate in packing paper. Repeat 3-5 times with more sheets of packing paper until the plate is properly secured & cushioned. Label your little plate package: “Plate.” Again, use a secure dishpack box. Always, use plenty of tape on the bottom and tops of every moving box, just don’t use one strip of tape, use multiple strips and run the tape both directions to make sure that box is secure. Before placing any of the wrapped plates in the box, cushion the bottom of box with crippled packing paper. Then place the wrapped plates VERTICALLY in one layer in the box. After completing one layer, place packing paper on top. Repeat these layers until the box is full. Once the box is full, fill any remaining space with crumpled packing paper.
Glass artwork often breaks because there is not enough cushioning in the moving box and the top of the box is left with a gap. The top of the box then collapses and the piece of art breaks.
Protect: To protect artwork from breaking use a picture box. Line the bottom of the box with crumpled paper. Place the glass art in the box, then stuff front, back and along the top with paper and or eco-bubble wrap. You want to be sure the box is completed packed with paper (top, bottom and sides) with no air gaps.
4. Lamp Shades
Lamp shades are an awkward shape and large, making it difficult to pack. If not packed properly, they can easily be dented or torn.
Protect: Wrap the lamp shade in eco-bubble wrap, covering every inch. Then fill the interior cavity of the lamp shade with packing paper (do not use newspaper as the print may rub off onto your lamp shade). Fill the box with enough packing paper to keep the shade from shifting around inside. Do not place anything on top of the shade, not even soft items such as linens. Use only packing paper to secure the lamp shade from shifting.
5. Liquid Cleaning Supplies
Many times homeowners pack bottles of liquid cleaning supplies without sealing them properly. This causes leaks and damages things inside and outside of the box. Do not pack or move flammable supplies!
Protect: First, remove the cap from each bottle and place a small piece of plastic wrap over the opening. Then tightly screw the cap back on. Use tape again to secure the cap to the bottle. Begin placing the cleaning products in a small book size box and check the weight as you go. You don’t want to pack the box too heavy. When the box is full and not too heavy, place packing paper all around the bottles to keep them from shifting. And, this is important, remember on every box be sure to use more than one strip of tape on the bottom and top of the box and run the tape in multiple directions. When a box is not taped properly, boxes can open at the bottom and spill on the floor. Always, label every box with its contents, room in the new home where the box should go and directional arrows pointing up. Repeat the label on each and every side of the box. You will hate us for this tip while you’re writing and rewriting the same thing over and over again and love us later when you have stacks of boxes and don’t have to turn boxes around to find out what’s what.
6. Wine & Liquor Bottles:
Again these bottles can easily leak or break, and damage items in and outside of the box.
Protect: Use a divided/cell box you can get free from a specialty wine shop or liquor store, or purchase a cell kit from a moving store. Use smaller boxes so they are easy to lift and carry. Again, be sure you double and even triple tape the bottom of the box. If you’re packing opened bottles, ensure they are properly sealed by tightening the caps. Tape the caps on to the bottles. Roll each bottle in packing paper with 3-4 layers of paper. Secure the wrapping with tape and make sure there are no loose ends. Label the bottle: “Bordeaux.” Finally, place the bottle into the box. If there’s any space or gaps between the bottle and the divider, fill it with paper. Make sure the box is not too heavy.
The big mistake with mirrors is that people pack them in picture boxes without any eco-bubble around the mirror. If the front of the mirror faces the wall of the box without protection, it will break.
Protect: Use a flat box or have your movers pack the mirrors in a custom wood crate to provide extra protection. If you’re doing the packing, line the flat box with crushed packing paper to create a padded bed for the mirror. Wrap the mirror completely in multiple sheets of paper or eco-bubble. Tape the wrapping tightly around the mirror and place the mirror in the box. Fill any gaps with more crumpled paper. Only pack one mirror to a box.
8. Glass Pictures
Glass picture frames are easily broken if not packed in the right box. We want to keep those precious memories in one piece!
Protect: Use a picture box. Line the bottom of box with crumpled packing paper. Wrap each picture frame in packing paper or eco-bubble and pack each frame in the box vertically. Stuff packing paper in between each picture and on top, making sure nothing will shift.
9. Stereo & Audio Equipment:
The reason stereo and audio equipment gets damaged is folks stack a few components in the same box and they do not put any layers of padding in-between the pieces of equipment.
Protect: If possible, pack your stereo equipment in their original cartons. If you did not keep their original boxes, use a dishpak box. Remember, dishpaks are specially designed boxes to handle and protect fragile items. If you can’t find dishpaks, use double corrugated boxes. After double taping the bottom of the box in the both directions, pack the bottom of each box with crumbled packing paper for padding. Wrap each electronic component separately in eco-bubble. Pull the wrap over and tape it all together. Make sure the item is completely covered. Place it up right, vertically in the box. Repeat this process for the next big item then place it vertically in the box next to the first item. Do not stack! Stuff packing paper in open spaces and on top for extra cushion.
This one is a surprising one, but if books are packed improperly they can actually get damaged. When books are placed too tight together the edges get folded and covers get damaged. Also, if books are packed with too many air pockets/gaps inside the box they can shift during transportation and get damaged (smashed corners, wrinkled covers, etc).
Protect: Use a book box. Place books flat, horizontally and stack them with the heaviest books on the bottom and the paperback books on top. Be sure not to make the box too heavy. Pack paper on top and sides if there are any air gaps.
With these steps your move will be unbreakable! Remember, you can always do some of the packing yourself and leave the rest to the professionals.
Even though today is National No Housework Day (no, that’s not a belated April Fool’s Joke), spring cleaning season is in full swing. So, while you have permission to put off your honey do list until tomorrow, here’s a list of to do’s for your home this month.
1. April Showers Bring May Flowers – But, only if you prep the garden today! Lay mulch around shrubs and flower beds before the weeds take over next month. However, resist the urge to plant warm season annuals and vegetables until the last frost date has passed in your area.
2. Fresh Air, Fresh Paint – Planning to paint the exterior of your home, deck or front door? Start preparing exterior surfaces now by scraping and sanding so that when the warmer weather arrives, you’ll be ready to apply the first coat (without a coat on!)
3. Dust Off the Chaise Lounges – The days of lounging in the backyard are almost here! Take some time to clean and repair any outdoor furniture.
4. Get Rid of House Guests – While we all love having family and friends visit over the holidays, other unwelcome house guests can often make themselves at home in our roofs and walls during the winter. Follow this guide to inspect and repair damage from animals who took shelter in your home this winter season.
5. Organize the Garage or Shed – For most of the country, it’s finally time to stash the snow shovels and bust out the lawn mower. While you’re at it, consider Making Your Garage Smarter and More Energy Efficient
6. Spring Clean That Closet – Kick off your spring cleaning project by tackling one of the most cluttered spots of the home. Follow these three steps to a spring miracle: an organized closet.
Source: CB Blue Matter Blog